Flexible Planning, Tailored to You

  • Problem-Specific Planning

    For those who need targeted advice on a specific financial challenge. Whether it’s structuring your cash flow, organising your investments, or structuring your insurance, we’ll help you find clarity and move forward with confidence.

    Fee Range: $500 - $2,400

    The fee is based on the complexity of advice required. After your Get to Know You Meeting, we’ll outline the fixed fee before proceeding, ensuring transparency and certainty.

    Start The Conversation

  • Ongoing Planning – Building True Wealth

    For those who want a long-term partner in designing their financial future. We guide you through all of life’s evolving financial complexities, ensuring your plan stays aligned with your goals and values.

    Fee Minimum Levels:

    Complexity Level 1: $2,400 per year

    Complexity Level 2: $4,200 per year

    Complexity Level 3: $6,000 per year

    Fees can be covered through a combination of investment-based fees, insurance commissions, or direct planning fees.

    Start The Conversation

  • Hourly Guidance – On-Demand Support

    For those who prefer a flexible, as-needed approach. If you have questions or need an expert sounding board for financial decisions, you can book time with us for focused discussions.

    Hourly Fee: $175 per hour

    If you choose to implement any recommendations, insurance commissions or investment fees may apply to pay for reviews, ensuring your solutions remain fit for purpose

    Start The Conversation
For Your Convenience, All Of Our Stated Fees Include GST

How Is the Fee Structured?

  • For ongoing comprehensive advice, we charge a minimum fee of $2,400 per year, which can be covered in one or a combination of the following ways:

    Asset-Based Fee: 1% of your managed investment balance annually.

    Insurance Commissions: Up to 35% of your annual personal insurance premiums. Payment of this commission is built into most insurance policies’ premiums.

    KiwiSaver Fees: 0.5% of your KiwiSaver balance annually.

    Planning Fees: For a comprehensive planning client, if the above sources do not meet the minimum fee (usually $2,400 per year), a direct planning fee will apply for the difference.

    Our fee structure ensures you receive high-quality, ongoing financial advice while keeping costs clear. The minimum fee may be higher based on the complexity of your situation. The hourly fee may also be updated from time to time.