What We Do

HOLISTIC FINANCIAL PLANNING

  • Defining values and financial desires

  • Cashflow management & budgeting

  • Planning for major life purchases, including home ownership

  • Retirement & financial independence planning

  • Managing debt, including student loans

  • Estate planning & philanthropic giving strategies

  • Risk management & insurance advice

  • Employee benefits & remuneration planning

  • Investment education & strategy

  • Career development & business financial planning

  • Education funding strategies for private schooling

  • Coordinating with accountants, insurance specialists, and legal professionals

STRATEGIC & COMPLEX PLANNING

  • Equity compensation, including RSUs, ESPPs, and share schemes

  • Real estate, digital assets, and alternative investments

  • Intergenerational wealth transfer & complex estate planning

  • Planning for high-net-worth individuals & families

  • Financial strategies for small business owners & self-employed professionals

  • Designing and implementing business succession & retirement plans

INVESTMENT & WEALTH MANAGEMENT

  • Personal risk profiling & investment suitability assessments

  • Diversified portfolio construction

  • Reducing risk from concentrated investment holdings

  • Keeping fund costs low

  • Dollar-cost averaging strategies

  • Tax-aware investment structuring & asset location planning

  • Portfolio monitoring & rebalancing

  • Long-term investment discipline (avoiding reactive market decisions)

  • Optimising contributions to pre- and post-tax investment accounts

  • Retirement withdrawal & income distribution planning

  • Cashflow integration with investment strategies

  • Share option & equity scheme planning